Houston Disaster Victims Qualify for 100% Financing - No Down Payment

Eligible Participants:
Anyone whose home has been destroyed or severely damaged in a Presidentially declared disaster area is eligible to apply for mortgage loans under this program.

  • No downpayment is required with a FHA 203(h) loan. The borrower is eligible for 100 percent financing. Closing costs and prepaid expenses must be paid by the borrower in cash or paid through premium pricing or by the seller, subject to a 6 percent limitation on seller concessions.  The following counties are included in the Presidential Declared Disaster area:

  • Harris
  • Aransas
  • Bee  
  • Brazoria
  • Calhoun
  • Chambers
  • Fort Bend
  • Galveston 
  • Goliad 
  • Jackson
  • Kleberg
  • Liberty
  • Matagorda
  • Nueces
  • Refugio
  • San Patricio
  • Victoria
  • Wharton

You may apply online or call a licensed loan officer today at (800) 696-5896.  We'll help you find the perfect mortgage with no down payment OR apply for a renovation loan to repair/update your current home.


Basic Pre-Approval

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